Frequently Asked Questions
Do I need money to open the account?
A Jan Dhan (BSBDA) account can be opened with zero balance. Regular savings accounts may have a minimum balance requirement depending on the bank.
Which banks can I open an account with here?
Availability depends on your center's Business Correspondent partnerships — common options include SBI, PNB, Bank of Baroda, and India Post Payments Bank. Your operator will confirm which banks are available.
Is PAN mandatory to open an account?
Not always — Aadhaar-based eKYC is often sufficient for a basic savings account, but PAN becomes mandatory once your transactions or balance cross certain thresholds, or for a Current Account.