Frequently Asked Questions
How do I know if my family is eligible?
Eligibility is checked against the government's SECC/PM-JAY database using your ration card number or family details — bring your ration card and Aadhaar, and we'll verify eligibility for you at the counter.
What does the ₹5 lakh cover include?
It covers hospitalization expenses including pre and post-hospitalization costs, at any empanelled government or private hospital, for a wide range of medical and surgical procedures.
Is there a cost to apply?
No — enrolment for eligible families is free; there's no premium or subscription fee under PM-JAY.